Of Home Insurance and Calm Assurance


Feb 29 · 4 min read
Reach out to us at 303–478–9600 or at hello@Homemaide.com today to learn more about how we can help your business grow, using computer vision, machine vision, automation and intelligent detection.

So when AllState tells you that they can no longer insure your single family property since your tenant built a shed without siding, they often refer their clients to American Modern Select Insurance — though I can’t imagine why.

Modern Select, in an effort to impress and woo their new customers, will:

  1. Not send you a bill every month. At first I thought it was me, like was I just not paying enough attention, but they simply don’t with the goal and intention being you missing or being late on a payment.
  2. When they do send you a monthly bill, the reverse side may or may not have a future estimate of a bill — for six months of premiums…BUT —
  3. The monthly amount will change despite the fixed rate term for six-months. You won’t know what that changed amount is until —
  4. They send your payment back saying it’s $0.20 plus or minus the actual owed amount and now you owe a late fee.

Buyer’s remorse much?

Forced purchase remorse?

Calm Assurance


Lemonade offers affordable, fast, and easy insurance to homeowners and renters for property theft, damage, and more. 25% of their claims, or a quarter of claims are paid out in under 3 seconds!


Imagine being able to buy exactly what you want, when you want — on your terms. Homemaide = Google Search timing meets FB and Amazon.

Other examples of American Modern Select approaches:

§ American Modern Insurance Review & Complaints | Auto …

www.expertinsurancereviews.com › insurance-company-reviews › am…

Jun 17, 2017 — Complaints, rating and review of American Modern Insurance. In-depth analysis of American Modern Insurance pricing, financial strength and …

American Modern Summary · ‎Insurance Products · ‎Claims

Insurance Rip Off — AMIG American Modern Select Insurance | The H …

www.jalopyjournal.com › … › The Hokey Ass Message Board

Nov 28, 2012 — I basically got ripped off by American Modern Insurance or AMIG. … I have had Grundy for a couple of years with no complaints and I just talked …

Taking fraud by storm — NICB

www.nicb.org › sites › files › NICB2017AR-TakingFraudByStorm — F…

… and other agencies to assist them in their insurance fraud investigations. … AMERICAN MODERN SELECT INSURANCE COMPANY. AMERICAN MODERN …

American Modern Insurance Group — 46 Reviews — Insurance …

www.yelp.com › Financial Services › Insurance

Rating: 1.5 — ‎46 reviews

46 reviews of American Modern Insurance Group “We had our apartment broken … American Modern Select Insurance Company out of Ohio has been my rental …

American Modern Review — Free Insurance Advice

insurance.freeadvice.com › Insurance Advice

“American Modern Select Insurance Company the WORST COMPANY. … They lie and run their scam insurance company unethically STAY AWAY FROM THIS …

Arson prosecutions are difficult, so insurers go for owners …

www.insurancefraud.org › IFNS-detail

Dec 1, 2016 — But arrests for arson and related insurance fraud are rare. … Two months later, American Modern Select Insurance Co. sued, saying that the fire …

American Modern Select Insurance Company | Insurance …

American Modern Select Insurance Company Summary. American Modern Select Insurance Company is a Stock company that was incorporated in 1980–08–15.

2006 Annual Report — Maryland Insurance

consumer complaints, market conduct and financial examinations, producer licensing actions, … American Modern Select Insurance Company (OH). 11/8/2005.

2016 Annual Report — WV Insurance Commissioner

Aug 22, 2017 — They received a total of 732 referrals of insurance fraud in 2016 from the industry and public. … American Modern Select Insurance Company.

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